Insurance Library
What Is Surrender Value in Life Insurance and How Is It Calculated?
03/07/25
If a policyholder stops their policy with the insurance company before its term ends, the insurance company will give them surrender value. The amount shows what your earnings and savings are minus a…Read More
What Is Whole Life Insurance and How Is It Different from Term Insurance?
03/07/25
Life insurance is one of the most reliable means by which people protect their loved ones’ financial futures. People are beginning to view insurance as a tool to catch us when we fall and build a fina…Read More
What Is TDS and How Does It Work in India?
03/07/25
In an enormous and economically diverse country such as India, it is imperative and extremely challenging to achieve tax collection that is efficient and transparent. Among the various schemes used by…Read More
What Is Life Term Insurance? A Guide for First-Time Buyers
03/07/25
Life is unpredictable. One moment you're planning a vacation, and the next, you're wondering how your family would manage without your income. That’s where term insurance steps in. If you're new to th…Read More
What Does Annual Income Mean? Types and How to Calculate It
03/07/25
First things first. The meaning of annual income is kind of obvious - it's the sum of money you make in a year. But as you get deeper, you understand it's not always simply a matter of your salary. Th…Read More
Child Savings Plans in India With Guaranteed Returns
01/07/25
Children bring joy, purpose, and dreams into our lives. Along with their smiles come responsibilities, especially financial ones. From education and hobbies to healthcare and higher studies, the cost …Read More
How to Review and Rebalance Your Child Investment Plan Every Year
01/07/25
Setting up an investment plan for a child is an act of foresight. Yet even the most carefully constructed portfolio needs periodic attention. Markets shift, personal goals evolve, and regulatory rules…Read More
What is the Right Time to Buy a Child Insurance Plan?
01/07/25
As parents, we do everything we can to provide a good life for our children. But life is uncertain. A sudden event can disrupt even the most carefully planned path. That's where a child insurance plan…Read More
7 Key Benefits of Buying Life Insurance in 2025
01/07/25
Life insurance has become an essential aspect of financial planning in recent times. With increasing uncertainties, more people are realising the importance of securing their family's future in case o…Read More
Why Group Term Insurance is an Essential Employee Benefit
01/07/25
Modern employees want more than a heavy paycheck. They want protection and peace of mind. One of the key products offered by many companies is group term insurance, which helps provide financial secur…Read More
Difference Between Life Insurance and Health Insurance
01/07/25
Securing your financial future and protecting your family from unexpected events are key aspects of responsible money management. Two common safeguards that can help achieve this include life insuranc…Read More
Term Insurance Meaning Key Features and Benefits Explained
01/07/25
Term Insurance Meaning: Key Features and Benefits Explained When you think about securing your loved ones' future, few financial tools are as straightforward and essential as life insurance. Among th…Read More
Defining Term Life Insurance: Key Terms and What They Mean for You
01/07/25
A term life insurance policy offers insurance for your life until a chosen period ends. In case the insured person dies with a valid policy, the agreed amount will be passed to the preselected nominee…Read More
Top 7 Term Insurance Benefits Everyone Should Know
01/07/25
Theses polices are a type of life insurance that offers coverage for a fixed period. In case the life policyholder is deceased during that period, the nominee will get the sum assured. Many people pre…Read More
Different Types of Retirement Plans Available in India
01/07/25
Retirement might sound like a distant dream when you're juggling EMIs and weekend plans, but it's one of the most important financial milestones to plan for. And truth be told, the earlier you start, …Read More
How to Save Tax Using Legal Methods in India for Salaried Individuals
01/07/25
Let's face it - tax season is usually a time filled with dread and confusion for salaried workers. But what if we told you that, with a bit of planning, you, too, could legally slash a relatively la…Read More
New to Life Insurance? Karo sabse pehle!
04/12/19
Decided on buying Life Insurance? Life Insurance is the only financial instrument that keeps your life goals protected, even in your absence. With the right selection of life cover, you will surely be…Read More
Factors to keep in mind before choosing Life Insurance
04/12/19
Life Insurance is for everyone. It gives you peace of mind knowing that your family will be financially secure when you are no longer around. It also works as a saving and investment tool to help you …Read More
Is there a Life Insurance policy specifically for women?
04/12/19
Women run as a natural pillar in the family, taking up multiple roles of a mother, a daughter, or a wife. As a woman running a successful business or as a stay-at-home mom, it is extremely important f…Read More
How do I know if I have enough Life Cover?
04/12/19
Are you sure you and your family are adequately covered with your Life Insurance policy? When thinking about buying a Life Insurance policy, you should always make sure you take a policy with adequate…Read More
Under what conditions can a Life Insurance company refuse a claim?
04/12/19
By now you would know that a Life Insurance policy is one of the most reliable means to guarantee the financial security of your family in your absence. An insurance claim can prove to be the desired …Read More
Life Insurance for low incomes
04/12/19
No matter where you come from, what you do and how much you earn, Life Insurance is a must for you. It protects your family's future and their well-being in your absence. Your income should not stop y…Read More
What should I keep in mind before I initiate a claim?
04/12/19
The need to initiate a claim usually arises from two situations – on maturity of your Life Insurance policy, or on the unfortunate loss of the life insured. Before you initiate a claim on your Life In…Read More
What happens to my policy if I have no dependents or nominees?
04/12/19
When you buy a Life Insurance policy, you are required to nominate a person or a group of persons who will receive a financial cover in the unfortunate event of your passing, or on maturity of the pol…Read More
How does Group Life Insurance work?
04/12/19
An employer-provided Life Insurance policy that’s offered to you at your workplace is called Group Life Insurance. The reason it is called Group Life Insurance is because it is offered to a large grou…Read More
Endowment plans and ULIPs – know the difference
04/12/19
To endow simply means to possess or inherit something from someone. An ‘Endowment’ usually refers to money that is given as a gift to an institution to provide it with an income. An Endowment Policy, …Read More
7 different ways you can use your Life Insurance policy
04/12/19
Life Insurance is an investment for you and your family’s future; but it also comes with a load of added benefits. Want to know what they are? Read on to see how you can get more out of your Life Insu…Read More
My daily work life comes with occupational hazards. Will I get Life Insurance?
04/12/19
To begin with, for you to be considered to have a high-risk job, you should be in a profession or occupation where the chance of you getting severely injured is very, very high. By nature, some jobs h…Read More
Purchasing a Life Insurance policy online or through an agent – how are they different?
04/12/19
There are multiple ways you can buy a Life Insurance policy. You can either buy one through a licensed insurance agent or broker, through a bank acting as an intermediary or you could get yourself a p…Read More
What are the benefits of getting a loan against a Life Insurance policy?
04/12/19
Thinking of borrowing a loan against your Life Insurance policy? That sure is a good idea. There are a lot of benefits that come with borrowing against your Life Insurance policy. One, there is …Read More
04/12/19
The payment you make to a Life Insurance company to ensure you stay protected is called premium. From the time you purchase your policy, the insurance company starts investing your funds for your spec…Read More